Poor insights into credit risk can hamper financial institutions through conservative lending decisions, high credit losses, costs of capital and slow market turnaround time. An effective risk analysis is essential for survival in the long run. Amper proves to be the right platform to provide insights into risks in the market through its predictive analytics capability that can be performed on both static and streams of data through in built or external ML models.
A well-known financial institution that specialized in corporate loans required a system to help them analyse and identify credit risks to make better lending decisions. The system was required to help them set and monitor lending limits based on the risks involved. To achieve this the following was required.
Amper’s robust, secure and flexible analytics platform helped to reduce the losses on credit through the following